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Frequently asked questions
IT IS $0 TO GET STARTED. YOU WILL BE BILLED 3 DAYS AFTER YOU SIGNUP
Our pricing is simple and designed to fit your needs:
👉 Individual Plan
• $149 one-time setup fee
• $99 per month
👉 6-Month Plan (Best Value)
• $500 one-time payment for 6 months of service
👉 Couples Plan
• $225 one-time setup fee
• $150 per month
All plans include hands-on credit repair, ongoing disputes, and personalized strategies to help improve your credit profile.
Yes. We offer a 90-day money-back guarantee.
If no negative items are removed from your credit report within the first 90 days, you may be eligible for a full refund.
To qualify, clients must:
✔ Maintain active credit monitoring throughout the service
✔ Allow us to submit disputes each month without interruption
✔ Follow all recommended steps during the process
We stand behind our process and are committed to delivering real results.
Getting started is simple. To begin your credit repair journey, you’ll need:
🪪 A valid government-issued ID
📊 Active credit monitoring (so we can review and update your reports)
🧾 Basic personal information (name, address, date of birth, SSN)
💳 Payment for your selected plan
Once you’re signed up, we’ll handle the rest and guide you step-by-step through the process.
🔍 Yes. Credit monitoring is required so we can track updates, analyze your report, and submit accurate disputes each month.
We recommend using our trusted partner below to get started:
👉 Sign up for credit monitoring here:
https://www.smartcredit.com/cblp/?PID=77375(https://www.smartcredit.com/cblp/?PID=77375)
Once you’re signed up, you’ll be able to view your full credit report, and we’ll use that information to begin working on your file.
📞 Yes, consultations are available after you sign up.
Due to the Telemarketing Sales Rule (TSR), we do not offer traditional upfront consultations. Instead, when you enroll, you’ll enter your payment information, but you will not be charged for 3 days.
During this time, you can:
✔ Schedule your consultation
✔ Get a full breakdown of your credit
✔ Ask questions and review your personalized plan
If you feel we’re not a good fit, you can cancel within the 3-day window and you won’t be charged.
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