Question 1

How much does credit repair cost?

Accepted Answer

IT IS $0 TO GET STARTED. YOU WILL BE BILLED 3 DAYS AFTER YOU SIGNUP

Our pricing is simple and designed to fit your needs:
👉 Individual Plan

• $149 one-time setup fee

• $99 per month
👉 6-Month Plan (Best Value)

• $500 one-time payment for 6 months of service
👉 Couples Plan

• $225 one-time setup fee

• $150 per month
All plans include hands-on credit repair, ongoing disputes, and personalized strategies to help improve your credit profile.

Question 2

Do you offer a money-back guarantee?

Accepted Answer

Yes. We offer a 90-day money-back guarantee.
If no negative items are removed from your credit report within the first 90 days, you may be eligible for a full refund.
To qualify, clients must:

✔ Maintain active credit monitoring throughout the service

✔ Allow us to submit disputes each month without interruption

✔ Follow all recommended steps during the process
We stand behind our process and are committed to delivering real results.

Question 3

What do I need to sign up?

Accepted Answer

Getting started is simple. To begin your credit repair journey, you’ll need:
🪪 A valid government-issued ID

📊 Active credit monitoring (so we can review and update your reports)

🧾 Basic personal information (name, address, date of birth, SSN)

💳 Payment for your selected plan
Once you’re signed up, we’ll handle the rest and guide you step-by-step through the process.

Question 4

How long does credit repair take?

Accepted Answer

⏳ Credit repair is not instant. Most clients start seeing results within 30–90 days, but full results can take 3–6 months or longer depending on your credit profile.

Question 5

Do I need credit monitoring?

Accepted Answer

🔍 Yes. Credit monitoring is required so we can track updates, analyze your report, and submit accurate disputes each month.
We recommend using our trusted partner below to get started:
👉 Sign up for credit monitoring here:

https://www.smartcredit.com/cblp/?PID=77375
Once you’re signed up, you’ll be able to view your full credit report, and we’ll use that information to begin working on your file.

Question 6

Do you offer consultations?

Accepted Answer

📞 Yes, consultations are available after you sign up.
Due to the Telemarketing Sales Rule (TSR), we do not offer traditional upfront consultations. Instead, when you enroll, you’ll enter your payment information, but you will not be charged for 3 days.
During this time, you can:

✔ Schedule your consultation

✔ Get a full breakdown of your credit

✔ Ask questions and review your personalized plan
If you feel we’re not a good fit, you can cancel within the 3-day window and you won’t be charged.

Question 7

What if I already have good credit?

Accepted Answer

🏆 We can still help you optimize your profile for:

• Higher limits

• Better approvals

• Home or business funding

Question 8

What happens after I sign up?

Accepted Answer

🚀 Once you sign up:

• You’ll get access to your client portal

• We analyze your credit report

• Disputes are prepared and sent

• You’ll receive updates along the way

Question 9

Can I cancel anytime?

Accepted Answer

🔁 Yes. You can cancel at any time. No long-term contracts required.

Question 10

Do you dispute everything?

Accepted Answer

🧠 We dispute all negative items on your report unless you tell us otherwise. Our strategy is customized to your specific goals.

Question 11

Do I have to do anything during the process?

Accepted Answer

📌 Yes. You may need to:

• Keep your credit monitoring active
 • Respond to emails or requests
 • Follow simple recommendations

We handle the heavy lifting 💪

Question 12

Do you help with buying a home or car?

Accepted Answer

🏡 Yes. We help position your credit so you can qualify for homes, cars, and funding opportunities.

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Frequently asked questions